Sea activities come with many risks, and having the appropriate amount of watercraft insurance coverage will have you prepared for the unknown.

The insurance experts at The Kastendike Insurance Group understand the unique risks involved with owning a boat, jet ski, or other personal watercraft. Our knowledgeable team will help you determine the type of coverage needed based on your lifestyle.

Watercraft Insurance Coverage Options

Regardless of the type of vessel, Kastendike Insurance Group guides clients in selecting watercraft or boat insurance coverage.

Common insurance services include:

Liability Coverage

Similar to a car insurance policy, this personal watercraft insurance coverage helps protect you in the event of an accident that injures others or their property.

Physical Damage Coverage

Physical damage coverage protects damages to your personal watercraft, motor, trailer, and other elements of your vessel if you’re involved in an accident with another boat or type of property.

Medical Payments Coverage

Medical bills associated with boating accidents can be quite expensive. With coverage for medical payments, you and other passengers will be fully covered for injuries that occur while on the water.

Uninsured/Underinsured Operators

In the event that you’re involved in an accident where an uninsured or underinsured operator is at fault, Kastendike Insurance Group offers coverage options that act as a safeguard against individuals with inadequate coverage.

Additional Considerations for Coverage

Kastendike Insurance Group insurance agents consult with clients to determine whether you’ll need to add towing coverage, prop damage coverage, and any special endorsements for your vessel. Additionally, you may be eligible for multi-policy discounts.

Let the Insurance Agents at Kastendike Insurance Group Help You Select the Right Watercraft Insurance Coverage

With years of experience offering customers watercraft and other personal insurance coverage options, The Kastendike Insurance Group helps clients protect their vessels and personal assets. Call us today at 443-501-9388.